DIGITAL BROCHURE · LEAD MAGNET
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HLP
THE PLAYBOOK · 2026 EDITION

The Sovereign
Credit
Playbook.

A wealth-advisory framework for building credit that lenders can't dismiss and inflation can't erode.

Chekelah
Chekelah Phelps · Founder & CEO
HLP Credit Solutions Corporation
The Framework

Five pillars.
One outcome.

Every HLP client is walked through this doctrine in their first ninety days. The order matters. So does the discipline.

01
Integrity
Every dispute cites Metro 2. No goodwill. No begging. Bureau-compliant accuracy.
02
Structure
Depth of file over depth of pocket. The right mix, seasoned right.
03
Leverage
Utilization is a timing question. Statement-date choreography wins rates.
04
Defense
Identity monitoring, freezes, fraud alerts. Protect the file you build.
05
Legacy
You leave with the framework, not a dependency. Then you teach it.
The Engagements

Choose your altitude.

TIER I · FOUNDATION

Credit Restoration

Metro 2 dispute cycles for clients with 3+ derogatory items, collections, or reporting inaccuracies.

TIER II · READINESS

Homebuyer Readiness

Lender-matched credit staging engineered against your underwriter's overlay. 6–12 month engagement.

TIER III · LEGACY

Financial Literacy & Advocacy

Group education, corporate workshops, church programming, and the annual DFW Homebuyer Summit.

BY THE NUMBERS
+127
Avg lift · 6 mo
94%
Client close rate
2020
Founded · DFW
HLP
Next Step

Book a 45-minute
strategy session.

Complimentary · in-person or video · DFW-based. We'll review your file, map the highest-leverage moves, and be honest about whether HLP is the right fit.

CONTACT
hello@hlpcredit.com · hlpcredit.com
1342 NM 333 · Tijeras, NM · plus DFW client operations
HLP Credit Solutions Corporation · FCRA · Metro 2 · CROA-compliant · Est. January 2020